Reduce rate shopping and grow your business through referrals.
Your borrower doesn’t want a mortgage; your borrower wants a home. The Mortgage Coach Total Cost Analysis (TCA) provides the digital, educational experience consumers want—and expect—when choosing a mortgage.
With Mortgage Coach, help your clients make smarter decisions faster to improve conversion and reduce fallout. By changing the conversation from rate and price to strategic advice, you reduce rate shopping, price exceptions and hassling over rates. Our TCA platform helps you explain loan options in a visual, easy-to-understand presentation, positioning you as their trusted advisor.
Identify new loan opportunities by guiding borrowers through crucial home-financing decisions.
Our “client-for-life” TCA platform solves core customer management and conversion challenges throughout the entire life-of-loan experience. Whether a borrower is making rent vs own, refinancing or move-up or move-down decisions, proactively reach them at the right time with the right content to guide that decision. Engage prospects by presenting unique refi scenarios alongside sell and buy examples and other options to ensure all possible solutions are examined before the optimal decision is made.
Gain a competitive advantage and build your brand.
Customize the TCA with your picture, company logo and even personalized video. You’ll distinguish your personal brand in the industry’s competitive market and provide a more valuable, customer-first experience to strengthen client relationships and build referrals.
Become a mortgage expert.
Learn how to use a TCA effectively each time.
Our intuitive Advice Engine platform steps you through how to create a TCA, guiding you to the best loan options to share with your clients. Rest assured implementation is fast and seamless, and we provide training and guidance along the way to ensure you’re able to use the platform effectively.
Live highlighting
Highlight key info when presenting to a client for an immersive digital experience.
Real-time alerts
Get notified with real-time updates that keep everyone on the same page.
Easy and seamless video creation
Create and add a video explaining the TCA to your client, all in the same platform.
Mortgage Coach App
Provide sound advice at any time to reduce rate shopping and increase conversions.
Strategy Templates—Start with top strategy templates provided by our expert team
Training Videos—Watch interviews with top producers and learn success strategies
Tooltips—Hover over fields and get quick tips and explanations
On-the-go Presentations—Create full loan scenarios on your mobile device
Real-time Alerts—Get instant alerts to take action and track views on the app
Graphs & Video—Compare loan options and illustrate costs with visuals and video
Build Your Brand—Add your personal touch with your photo, company logo and contact information
Shareable—Enable clients to share your loan scenarios with family and friends
Mortgage Coach RateWatch App
Real-time market updates in the palm of your hand.
Share market updates—Stay ahead of market changes by tracking real-time MBS movements and share insights via text, email and social media
Get real-time alerts—Never be caught off guard—help families make confident mortgage decisions with up-to-the-minute market insight
Build referral networks—Educate agents and their clients, answer questions about how the market is affecting rates and help develop an effective rate lock strategy
What’s the optimal solution for you?
Need integrations to a Loan Origination System, Product & Pricing Engine, or CRM? Need Team Access or Custom Templates? The Enterprise Edition may be a better solution for you.
| Features | Enterprise | Individual |
|---|---|---|
| Product & Fee Templates¹ | | |
| Strategy Templates¹ | | |
| RateWatch | | |
| Number of Users | 10+ | 1 |
| Team Access | | |
| Spanish TCA Capability¹ | Fully Configurable | Limited Configurability |
| Compliance Controls | | |
| Standard Integrations² | | Limited |
| Online & In-Person Training | | Online only |
| Custom In-Product Training & Content | | |
| Lender Custom Branding | | |
| Mortgage Coach API | | |
| Mobile Management Dashboard | |
¹ Individual can be configured per user. Enterprise can be configured at the individual, branch, region and enterprise-wide levels.
² Additional costs may apply for non-standard integrations
